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According to a survey conducted by the Global Financial Literacy Excellence Center, only 24% of the Indian adult population is financially literate. Which makes managing finances difficult too. To lessen the burden of managing your money, we have curated a list of the 9 best finance apps.
Whether it is trading, opening a bank account, making online payments, getting insured, or much more, these finance apps have got you covered.
Best Apps To Manage Your Payments
We understand that it can be quite a task to manage all your payments. But not anymore, with the best digital payment apps mentioned below.
1. Paytm
Why should you download this app?
Effortlessly make payments of utility bills and at any offline stores with this mobile app and earn money through exciting cashback every time.
Paytm is India’s No. 1 trusted digital payment app. This app opens up payment doors to a lot of other mobile apps like Zomato, Swiggy, Flipkart, Uber, etc. Not just that, Paytm has also made investing, shopping, and paying bills easier for you.
Google Play Rating: 4.6/5
Customer Review:
“I’m very happy with my experience with Paytm. Great app, user friendly, very convenient and hassle free transactions. So far for years I was satisfied with my payment experience using paytm. Thank you for the services.“- Priyanka Reddy
2. iMobile Pay By ICICI Bank
Why should you download this app?
Get assured cashback on electronics, travel, groceries, food, and many more with iMobile pay.
Pay and collect money faster than ever before, by using iMobile Pay. This app offers 20+ services like pay to contact, scan to pay, bill pay, send money to any bank account, check recent transactions, etc. even for non-ICICI bank account holders. This app allows you to transfer money to all your contacts, irrespective of the banking apps that they use.
Google Play Rating: 4.4/5
Customer Review:
“A perfect banking app. Information and options available are more than enough. All you can think of doing with a banking app is available here, even cbill score, wow..“- Mohd Ali
Best Apps To Get A Loan Easily
Do you want to save yourself from the hassles of loan issuing procedures? Turn to loan lending apps. Here, we have suggested the best loan apps for you.
1. PaySense
Why should you download this app?
PaySense offers loans from ₹5,000 to ₹5,00,000 with an Annual Percentage Rate (APR) between 16% to 36%.
Getting a personal loan was never this easy! PaySense offers loans up to ₹5 lakh at attractive interest rates, zero collaterals, and flexible EMIs. Now, isn’t that simple & convenient?
Google Play Rating: 4.3/5
Customer Review:
“Experience was awesome they pre closed the loan with zero intrest and provided us a top-up loan when we really had an urgent requirement so paysense is a great place to borrow money and time and again they are hassle free loan providers.” – Usha Jagadish
2. RupeeRedee
Why should you download this app?
Any individual aged between 18 – 65 years with a minimum monthly income of ₹15,000 can avail a loan from this app.
Whether you are an employee or self-employed, this app facilitates instant personal loans ranging from ₹2000 to ₹25,000 by connecting borrowers with lenders.
Google Play Rating: 4.0/5
Customer Review:
“It’s a very good experience for me that my second loan disbursement is credited successfully within 5 minutes today. Very good and professional team with updated software. Regarding future access about the company; it is not known to me.” – RAJ NARAYAN
Best Finance Apps For Trading
According to Trade Brains, nearly 98% of Indians don’t invest in the stock market, and one of the reasons not to trade is the lack of awareness and guidance. With these best trading apps, not only do you get the proper guidance, but you also get smart investments tools and expert tips, to help you kickstart investing.
1. Angel One
Why should you download this app?
Get top offers from travel, fashion brands, and many more on opening a Demat account through Angel One.
Angel One is your trading started kit that comes with a personalised advisory for index-beating returns, intraday charts with indicators, convenient portfolio tracking, advisory calls, detailed research reports, and many more.
Google Play Rating: 4.2/5
Customer Review:
“Everything thing is quick, from placing intraday and delivery orders to placing open orders. Smooth and simple interface, easy and amazing to use. Withdrawal and deposit of money are very convenient. Consist of everything a professional trader needs.“-Ravi Raj
2. IIFL Securities Online Trading
Why should you download this app?
IIFL Markets let you buy shares at the very instant you want!
IIFL Securities Markets won the award for the best mobile trading app for stock markets by Zee Business awards. With this app, get updates and insights into the trading world, find in-depth analysis, expert tips, smart investment tools, and much more.
Google Play Rating: 3.9/5
Customer Review:
“Thank you so much IIFL for giving Trading ideas for a beginner if one follows the idea IIFL gives he will be able to make decent profits and that will help him grow and learn like it is doing to me. Really a big thank you 😘❤️ and hope you will continue to give free trading ideas.“- Sumith Kottila Veettil
3. Motilal Oswal
Why should you download this app?
Get up to ₹3000 of cashback and exciting rewards on opening a Demat account, along with a wide range of choices for investments like equity, derivatives, IPO, mutual funds, insurance, and fixed deposits.
With regular guidance and tips on trading through video lessons and other research reports, the Motilal Oswal investment app makes trading and investing look seamless.
Customer Review:
“It’s so simple and easy to use. Absolutely uncomplicated. Restructure reports are very useful. Thanks“- Munawar Deen
4. Upstox
Why should you download this app?
With Upstox, get ₹1000 brokerage credit valid for 30 days.
Upstox now has a new improved user interface, a dedicated section to find new investment opportunities, stock lists based on a theme, sector, technical indicator, fundamental data, and a smart filter to generate a list of stocks that match your preferences. Whether you are new to the stock market or an experienced trader, Upstox has put everything you need in the palm of your hand.
Google Play Rating: 4.3/5
Customer Review:
“Better than the previous version because of its good security, it shows profit percentage in green and loss percentage in red which is easy to identify and so on.”– Dinesh Kumar Kisku
Top App For Insurance
Hearing the word ‘insurance’, automatically pops up images of long queues, slow staff, and endless paperwork, right? Well not anymore, because this insurance app will help you apply for and claim your insurance effortlessly.
1. Acko
Why should you download this app?
Well, with Acko car insurance, you can save up to ₹50,000.
When we think about hassle-free insurance, we think about Acko. Be it travel insurance (two-wheeler or four-wheeler), health insurance for your family, or corporate health insurance; now buy, claim, and manage any ACKO policy directly on the app. The Acko app comes with zero commission, zero paperwork, low-cost premiums, and superfast insurance claims.
Google Play Rating: 4.6/5
Customer Review:
“Acko insurance is best policy application. They took less than 24hour after all the formalities of Police and release the amount. I really recommend ACKO insurance and there agents are so polite with positive answers. I give more than 5 star to this company.“- Sagar Sharma
Now, you can easily manage your money yourself, with the best finance apps listed above. Also, if you’re looking for apps to make real money by playing games online, then check out Top Gaming Apps To Play And Win Money!